Call reports 2002
PACIFIC NATIONAL BANK — 2002
What PACIFIC NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 185,858,000 | 193,300,000 | 210,442,000 | 238,261,000 |
| Total loans | 33,134,000 | 51,903,000 | 50,143,000 | 51,183,000 |
| Allowance for loan losses | 3,126,000 | 1,746,000 | 1,962,000 | 1,835,000 |
| Securities available for sale | 109,141,000 | 93,140,000 | 97,539,000 | 106,278,000 |
| Securities held to maturity | 10,513,000 | 10,796,000 | 9,982,000 | 8,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,612,000 | 142,739,000 | 158,740,000 | 166,115,000 |
| Interest-bearing deposits | 98,115,000 | 96,739,000 | 105,001,000 | 111,060,000 |
| Noninterest-bearing deposits | 44,497,000 | 46,000,000 | 53,739,000 | 55,055,000 |
| Equity capital | 20,221,000 | 21,560,000 | 21,584,000 | 21,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,807,000 | 7,255,000 | 9,649,000 |
| Interest expense | 552,000 | 1,108,000 | 1,669,000 | 2,179,000 |
| Net interest income | 1,690,000 | 3,699,000 | 5,586,000 | 7,470,000 |
| Noninterest income | 454,000 | 1,067,000 | 1,508,000 | 2,031,000 |
| Noninterest expense | 3,029,000 | 4,867,000 | 6,696,000 | 7,441,000 |
| Provision for loan losses | -1,100,000 | -890,000 | -675,000 | 767,000 |
| Pretax income | 268,000 | 1,039,000 | 1,672,000 | 2,115,000 |
| Income tax | 92,000 | 397,000 | 631,000 | 750,000 |
| Net income | 176,000 | 642,000 | 1,041,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,449,000 | 20,915,000 | 21,313,000 | 21,638,000 |
| Total capital | 21,631,000 | 22,165,000 | 22,653,000 | 23,058,000 |
| Risk-weighted assets | 91,305,000 | 98,163,000 | 105,199,000 | 113,365,000 |