Call reports 2001
PACIFIC NATIONAL BANK — 2001
What PACIFIC NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 221,934,000 | 213,682,000 | 174,034,000 | 173,586,000 |
| Total loans | 45,083,000 | 58,504,000 | 35,318,000 | 34,077,000 |
| Allowance for loan losses | 3,287,000 | 3,917,000 | 4,387,000 | 4,965,000 |
| Securities available for sale | 71,817,000 | 75,139,000 | 67,095,000 | 82,484,000 |
| Securities held to maturity | 14,246,000 | 13,207,000 | 12,260,000 | 11,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,135,000 | 158,227,000 | 134,090,000 | 131,510,000 |
| Interest-bearing deposits | 111,066,000 | 111,766,000 | 97,620,000 | 94,281,000 |
| Noninterest-bearing deposits | 48,069,000 | 46,462,000 | 36,470,000 | 37,228,000 |
| Equity capital | 20,126,000 | 20,578,000 | 20,935,000 | 20,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,360,000 | 6,704,000 | 9,446,000 | 11,635,000 |
| Interest expense | 1,298,000 | 2,513,000 | 3,428,000 | 4,135,000 |
| Net interest income | 2,062,000 | 4,191,000 | 6,018,000 | 7,500,000 |
| Noninterest income | 447,000 | 902,000 | 1,327,000 | 2,137,000 |
| Noninterest expense | 1,574,000 | 3,038,000 | 4,936,000 | 6,728,000 |
| Provision for loan losses | 423,000 | 944,000 | 1,199,000 | 1,769,000 |
| Pretax income | 522,000 | 1,335,000 | 1,712,000 | 1,679,000 |
| Income tax | 185,000 | 504,000 | 605,000 | 562,000 |
| Net income | 337,000 | 831,000 | 1,107,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,492,000 | 19,987,000 | 20,265,000 | 20,273,000 |
| Total capital | 20,756,000 | 21,150,000 | 21,312,000 | 21,310,000 |
| Risk-weighted assets | 98,595,000 | 90,086,000 | 80,248,000 | 78,897,000 |