Call reports 2015
KASSON STATE BANK — 2015
What KASSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 57,089,000 | 55,032,000 |
| Total loans | 30,577,000 | 26,882,000 |
| Allowance for loan losses | 504,000 | 504,000 |
| Securities available for sale | 16,042,000 | 17,143,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 51,934,000 | 49,855,000 |
| Interest-bearing deposits | 35,000,000 | 34,816,000 |
| Noninterest-bearing deposits | 16,934,000 | 15,039,000 |
| Equity capital | 5,074,000 | 5,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 465,000 | 920,000 |
| Interest expense | 32,000 | 64,000 |
| Net interest income | 433,000 | 856,000 |
| Noninterest income | 37,000 | 144,000 |
| Noninterest expense | 483,000 | 928,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -15,000 | 87,000 |
| Income tax | 0 | 0 |
| Net income | -15,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 5,039,000 | 5,141,000 |
| Total capital | 5,478,000 | 5,545,000 |
| Risk-weighted assets | 35,093,000 | 32,093,000 |