Call reports 2013
KASSON STATE BANK — 2013
What KASSON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,937,000 | 60,559,000 | 62,550,000 | 60,644,000 |
| Total loans | 34,542,000 | 35,785,000 | 35,528,000 | 34,031,000 |
| Allowance for loan losses | 558,000 | 737,000 | 748,000 | 608,000 |
| Securities available for sale | 16,616,000 | 17,857,000 | 17,926,000 | 17,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,010,000 | 55,517,000 | 57,473,000 | 55,690,000 |
| Interest-bearing deposits | 40,172,000 | 38,860,000 | 39,197,000 | 37,787,000 |
| Noninterest-bearing deposits | 17,838,000 | 16,657,000 | 18,276,000 | 17,903,000 |
| Equity capital | 5,629,000 | 4,851,000 | 5,046,000 | 4,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,103,000 | 1,670,000 | 2,217,000 |
| Interest expense | 70,000 | 130,000 | 185,000 | 238,000 |
| Net interest income | 499,000 | 973,000 | 1,485,000 | 1,979,000 |
| Noninterest income | 39,000 | 87,000 | 143,000 | 182,000 |
| Noninterest expense | 432,000 | 904,000 | 1,323,000 | 1,716,000 |
| Provision for loan losses | 29,000 | 212,000 | 212,000 | 309,000 |
| Pretax income | 78,000 | -55,000 | 93,000 | 82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | -55,000 | 93,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,400,000 | 5,266,000 | 5,415,000 | 5,278,000 |
| Total capital | 5,958,000 | 5,449,000 | 5,596,000 | 5,319,000 |
| Risk-weighted assets | 45,679,000 | 41,320,000 | 40,350,000 | 38,779,000 |