Call reports 2012
KASSON STATE BANK — 2012
What KASSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 60,136,000 | 59,820,000 | 61,505,000 | 66,154,000 |
| Total loans | 36,873,000 | 36,850,000 | 38,059,000 | 35,809,000 |
| Allowance for loan losses | 605,000 | 633,000 | 634,000 | 609,000 |
| Securities available for sale | 11,326,000 | 13,328,000 | 14,007,000 | 15,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,393,000 | 54,084,000 | 55,602,000 | 60,422,000 |
| Interest-bearing deposits | 40,120,000 | 39,736,000 | 40,024,000 | 42,351,000 |
| Noninterest-bearing deposits | 14,273,000 | 14,348,000 | 15,578,000 | 18,071,000 |
| Equity capital | 5,572,000 | 5,602,000 | 5,733,000 | 5,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,226,000 | 1,844,000 | 2,417,000 |
| Interest expense | 94,000 | 178,000 | 257,000 | 331,000 |
| Net interest income | 517,000 | 1,048,000 | 1,587,000 | 2,086,000 |
| Noninterest income | 47,000 | 75,000 | 120,000 | 199,000 |
| Noninterest expense | 456,000 | 916,000 | 1,340,000 | 1,793,000 |
| Provision for loan losses | 20,000 | 70,000 | 120,000 | 145,000 |
| Pretax income | 88,000 | 133,000 | 243,000 | 343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 133,000 | 243,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,304,000 | 5,349,000 | 5,417,000 | 5,322,000 |
| Total capital | 5,871,000 | 5,916,000 | 6,004,000 | 5,909,000 |
| Risk-weighted assets | 46,107,000 | 46,605,000 | 46,174,000 | 46,160,000 |