Call reports 2011
KASSON STATE BANK — 2011
What KASSON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,981,000 | 58,557,000 | 58,553,000 | 59,570,000 |
| Total loans | 40,082,000 | 38,043,000 | 38,517,000 | 38,096,000 |
| Allowance for loan losses | 548,000 | 534,000 | 530,000 | 630,000 |
| Securities available for sale | 10,789,000 | 10,887,000 | 10,359,000 | 11,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,266,000 | 52,744,000 | 52,691,000 | 54,000,000 |
| Interest-bearing deposits | 43,904,000 | 40,409,000 | 38,887,000 | 39,447,000 |
| Noninterest-bearing deposits | 13,362,000 | 12,335,000 | 13,804,000 | 14,553,000 |
| Equity capital | 5,523,000 | 5,625,000 | 5,712,000 | 5,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,340,000 | 1,968,000 | 2,591,000 |
| Interest expense | 138,000 | 271,000 | 381,000 | 484,000 |
| Net interest income | 527,000 | 1,069,000 | 1,587,000 | 2,107,000 |
| Noninterest income | 39,000 | 84,000 | 155,000 | 201,000 |
| Noninterest expense | 447,000 | 905,000 | 1,400,000 | 1,892,000 |
| Provision for loan losses | 0 | 0 | 0 | 230,000 |
| Pretax income | 117,000 | 246,000 | 341,000 | 175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 246,000 | 341,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,346,000 | 5,432,000 | 5,466,000 | 5,216,000 |
| Total capital | 5,894,000 | 5,966,000 | 5,996,000 | 5,788,000 |
| Risk-weighted assets | 48,931,000 | 44,692,000 | 42,519,000 | 44,924,000 |