Call reports 2007
KASSON STATE BANK — 2007
What KASSON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,050,000 | 54,306,000 | 54,351,000 | 54,308,000 |
| Total loans | 40,962,000 | 40,634,000 | 38,949,000 | 38,775,000 |
| Allowance for loan losses | 444,000 | 436,000 | 354,000 | 389,000 |
| Securities available for sale | 8,981,000 | 9,131,000 | 9,092,000 | 9,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,572,000 | 48,629,000 | 49,141,000 | 49,021,000 |
| Interest-bearing deposits | 38,053,000 | 37,811,000 | 38,778,000 | 37,307,000 |
| Noninterest-bearing deposits | 9,519,000 | 10,818,000 | 10,363,000 | 11,714,000 |
| Equity capital | 5,324,000 | 5,322,000 | 4,845,000 | 4,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,845,000 | 2,747,000 | 3,670,000 |
| Interest expense | 358,000 | 704,000 | 1,053,000 | 1,391,000 |
| Net interest income | 568,000 | 1,141,000 | 1,694,000 | 2,279,000 |
| Noninterest income | 47,000 | 90,000 | 143,000 | 190,000 |
| Noninterest expense | 457,000 | 875,000 | 1,306,000 | 1,769,000 |
| Provision for loan losses | 34,000 | 38,000 | 38,000 | 81,000 |
| Pretax income | 126,000 | 320,000 | 493,000 | 617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 320,000 | 493,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,294,000 | 5,411,000 | 4,857,000 | 4,903,000 |
| Total capital | 5,736,000 | 5,847,000 | 5,211,000 | 5,292,000 |
| Risk-weighted assets | 42,326,000 | 43,252,000 | 43,198,000 | 41,932,000 |