Call reports 2001
KASSON STATE BANK — 2001
What KASSON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,014,000 | 54,415,000 | 57,499,000 | 58,408,000 |
| Total loans | 37,154,000 | 40,462,000 | 40,236,000 | 40,457,000 |
| Allowance for loan losses | 297,000 | 193,000 | 235,000 | 271,000 |
| Securities available for sale | 11,607,000 | 11,152,000 | 10,797,000 | 11,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,054,000 | 47,309,000 | 51,491,000 | 52,720,000 |
| Interest-bearing deposits | 37,391,000 | 38,746,000 | 41,058,000 | 42,539,000 |
| Noninterest-bearing deposits | 8,663,000 | 8,563,000 | 10,433,000 | 10,181,000 |
| Equity capital | 5,059,000 | 5,268,000 | 5,571,000 | 5,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,124,000 | 3,199,000 | 4,259,000 |
| Interest expense | 458,000 | 907,000 | 1,358,000 | 1,777,000 |
| Net interest income | 591,000 | 1,217,000 | 1,841,000 | 2,482,000 |
| Noninterest income | 38,000 | 82,000 | 138,000 | 184,000 |
| Noninterest expense | 335,000 | 683,000 | 1,062,000 | 1,545,000 |
| Provision for loan losses | 30,000 | 70,000 | 115,000 | 160,000 |
| Pretax income | 264,000 | 546,000 | 802,000 | 970,000 |
| Income tax | 37,000 | 65,000 | -19,000 | -1,000 |
| Net income | 227,000 | 481,000 | 821,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,872,000 | 5,064,000 | 5,220,000 | 5,188,000 |
| Total capital | 5,169,000 | 5,257,000 | 5,455,000 | 5,459,000 |
| Risk-weighted assets | 38,633,000 | 40,405,000 | 43,555,000 | 45,069,000 |