Call reports 2025
EVANS BANK, NATIONAL ASSOCIATION — 2025
What EVANS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 2,177,426,000 |
| Total loans | 1,780,604,000 |
| Allowance for loan losses | 24,097,000 |
| Securities available for sale | 261,540,000 |
| Securities held to maturity | 3,904,000 |
| Trading assets | 0 |
| Total deposits | 1,900,906,000 |
| Interest-bearing deposits | 1,525,548,000 |
| Noninterest-bearing deposits | 375,358,000 |
| Equity capital | 219,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 26,689,000 |
| Interest expense | 11,150,000 |
| Net interest income | 15,539,000 |
| Noninterest income | 2,021,000 |
| Noninterest expense | 11,943,000 |
| Provision for loan losses | 300,000 |
| Pretax income | 5,317,000 |
| Income tax | 1,071,000 |
| Net income | 4,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 257,207,000 |
| Total capital | 279,578,000 |
| Risk-weighted assets | 1,788,020,000 |