Call reports 2024
EVANS BANK, NATIONAL ASSOCIATION — 2024
What EVANS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,259,646,000 | 2,254,700,000 | 2,277,421,000 | 2,186,904,000 |
| Total loans | 1,721,876,000 | 1,765,116,000 | 1,787,957,000 | 1,783,664,000 |
| Allowance for loan losses | 22,287,000 | 22,562,000 | 23,091,000 | 24,176,000 |
| Securities available for sale | 268,476,000 | 263,740,000 | 271,232,000 | 258,677,000 |
| Securities held to maturity | 3,611,000 | 3,626,000 | 4,376,000 | 4,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,904,646,000 | 1,896,320,000 | 1,904,797,000 | 1,871,064,000 |
| Interest-bearing deposits | 1,491,808,000 | 1,494,006,000 | 1,465,361,000 | 1,493,237,000 |
| Noninterest-bearing deposits | 412,838,000 | 402,314,000 | 439,436,000 | 377,827,000 |
| Equity capital | 199,569,000 | 203,053,000 | 215,847,000 | 210,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,374,000 | 53,189,000 | 81,887,000 | 109,918,000 |
| Interest expense | 11,142,000 | 24,313,000 | 37,638,000 | 49,645,000 |
| Net interest income | 14,232,000 | 28,876,000 | 44,249,000 | 60,273,000 |
| Noninterest income | 2,267,000 | 4,667,000 | 7,662,000 | 10,684,000 |
| Noninterest expense | 12,559,000 | 24,782,000 | 37,470,000 | 50,764,000 |
| Provision for loan losses | 266,000 | 563,000 | 1,133,000 | 2,236,000 |
| Pretax income | 3,674,000 | 8,198,000 | 13,308,000 | 17,957,000 |
| Income tax | 647,000 | 1,566,000 | 2,506,000 | 2,314,000 |
| Net income | 3,027,000 | 6,632,000 | 10,802,000 | 15,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,457,000 | 246,275,000 | 250,687,000 | 252,841,000 |
| Total capital | 263,469,000 | 267,705,000 | 272,373,000 | 274,558,000 |
| Risk-weighted assets | 1,679,742,000 | 1,713,316,000 | 1,733,553,000 | 1,734,918,000 |