Call reports 2022
EVANS BANK, NATIONAL ASSOCIATION — 2022
What EVANS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,226,401,000 | 2,193,871,000 | 2,114,725,000 | 2,163,105,000 |
| Total loans | 1,604,079,000 | 1,613,835,000 | 1,626,457,000 | 1,672,369,000 |
| Allowance for loan losses | 18,618,000 | 18,819,000 | 18,630,000 | 19,438,000 |
| Securities available for sale | 385,936,000 | 395,620,000 | 369,141,000 | 364,326,000 |
| Securities held to maturity | 3,017,000 | 7,702,000 | 7,572,000 | 6,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,994,717,000 | 1,972,099,000 | 1,881,840,000 | 1,775,902,000 |
| Interest-bearing deposits | 1,200,378,000 | 1,153,072,000 | 1,051,293,000 | 1,004,611,000 |
| Noninterest-bearing deposits | 794,339,000 | 819,028,000 | 830,547,000 | 771,291,000 |
| Equity capital | 183,504,000 | 177,721,000 | 163,553,000 | 167,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,517,000 | 36,614,000 | 57,101,000 | 79,482,000 |
| Interest expense | 696,000 | 1,417,000 | 2,388,000 | 5,227,000 |
| Net interest income | 16,821,000 | 35,197,000 | 54,713,000 | 74,255,000 |
| Noninterest income | 2,270,000 | 4,486,000 | 7,003,000 | 9,434,000 |
| Noninterest expense | 12,186,000 | 24,797,000 | 38,251,000 | 50,941,000 |
| Provision for loan losses | 221,000 | 488,000 | 1,816,000 | 2,739,000 |
| Pretax income | 6,684,000 | 14,398,000 | 21,649,000 | 30,009,000 |
| Income tax | 1,448,000 | 3,197,000 | 4,856,000 | 6,636,000 |
| Net income | 5,236,000 | 11,201,000 | 16,793,000 | 23,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,931,000 | 210,944,000 | 211,494,000 | 215,262,000 |
| Total capital | 222,549,000 | 229,763,000 | 230,124,000 | 234,700,000 |
| Risk-weighted assets | 1,507,689,000 | 1,561,137,000 | 1,592,189,000 | 1,636,160,000 |