Call reports 2021
EVANS BANK, NATIONAL ASSOCIATION — 2021
What EVANS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,129,129,000 | 2,144,568,000 | 2,134,915,000 | 2,195,407,000 |
| Total loans | 1,747,229,000 | 1,697,321,000 | 1,614,162,000 | 1,571,905,000 |
| Allowance for loan losses | 20,701,000 | 19,942,000 | 18,051,000 | 18,438,000 |
| Securities available for sale | 190,338,000 | 230,978,000 | 253,488,000 | 305,959,000 |
| Securities held to maturity | 4,674,000 | 3,372,000 | 4,733,000 | 3,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,880,346,000 | 1,888,816,000 | 1,878,409,000 | 1,942,409,000 |
| Interest-bearing deposits | 1,716,560,000 | 1,728,429,000 | 1,721,534,000 | 1,184,264,000 |
| Noninterest-bearing deposits | 163,786,000 | 160,387,000 | 156,875,000 | 758,145,000 |
| Equity capital | 181,859,000 | 190,465,000 | 196,005,000 | 196,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,970,000 | 37,546,000 | 56,848,000 | 77,580,000 |
| Interest expense | 1,049,000 | 1,948,000 | 2,755,000 | 3,492,000 |
| Net interest income | 16,921,000 | 35,598,000 | 54,093,000 | 74,088,000 |
| Noninterest income | 2,228,000 | 4,136,000 | 6,243,000 | 8,715,000 |
| Noninterest expense | 11,864,000 | 24,589,000 | 37,658,000 | 51,601,000 |
| Provision for loan losses | 313,000 | -447,000 | -1,906,000 | -1,513,000 |
| Pretax income | 6,972,000 | 15,592,000 | 24,584,000 | 32,715,000 |
| Income tax | 1,584,000 | 3,534,000 | 5,669,000 | 7,421,000 |
| Net income | 5,388,000 | 12,058,000 | 18,915,000 | 25,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,477,000 | 191,291,000 | 198,291,000 | 200,420,000 |
| Total capital | 202,252,000 | 209,670,000 | 216,342,000 | 218,740,000 |
| Risk-weighted assets | 1,419,047,000 | 1,468,749,000 | 1,459,422,000 | 1,465,343,000 |