Call reports 2008
FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION — 2008
What FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 169,796,000 | 177,819,000 |
| Total loans | 136,558,000 | 145,756,000 |
| Allowance for loan losses | 1,554,000 | 1,674,000 |
| Securities available for sale | 7,453,000 | 8,616,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 112,604,000 | 130,785,000 |
| Interest-bearing deposits | 87,113,000 | 105,716,000 |
| Noninterest-bearing deposits | 25,491,000 | 25,069,000 |
| Equity capital | 28,421,000 | 30,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 2,642,000 | 5,252,000 |
| Interest expense | 1,051,000 | 2,018,000 |
| Net interest income | 1,591,000 | 3,234,000 |
| Noninterest income | 239,000 | 411,000 |
| Noninterest expense | 1,631,000 | 3,168,000 |
| Provision for loan losses | 295,000 | 550,000 |
| Pretax income | -96,000 | -73,000 |
| Income tax | 9,000 | 18,000 |
| Net income | -105,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 13,985,000 | 15,851,000 |
| Total capital | 15,539,000 | 17,525,000 |
| Risk-weighted assets | 149,039,000 | 157,017,000 |