Call reports 2007
FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION — 2007
What FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 114,102,000 | 126,463,000 | 144,012,000 | 155,708,000 |
| Total loans | 85,515,000 | 96,785,000 | 112,927,000 | 125,774,000 |
| Allowance for loan losses | 767,000 | 1,065,000 | 1,318,000 | 1,422,000 |
| Securities available for sale | 4,032,000 | 3,789,000 | 6,770,000 | 7,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,034,000 | 94,638,000 | 105,760,000 | 102,689,000 |
| Interest-bearing deposits | 56,774,000 | 71,768,000 | 80,588,000 | 76,570,000 |
| Noninterest-bearing deposits | 23,260,000 | 22,870,000 | 25,172,000 | 26,119,000 |
| Equity capital | 24,649,000 | 23,881,000 | 23,104,000 | 25,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 4,012,000 | 6,421,000 | 8,896,000 |
| Interest expense | 856,000 | 1,802,000 | 2,890,000 | 4,021,000 |
| Net interest income | 1,075,000 | 2,210,000 | 3,531,000 | 4,875,000 |
| Noninterest income | 161,000 | 322,000 | 454,000 | 619,000 |
| Noninterest expense | 1,497,000 | 2,975,000 | 4,756,000 | 6,180,000 |
| Provision for loan losses | 0 | 322,000 | 813,000 | 1,235,000 |
| Pretax income | -261,000 | -765,000 | -1,584,000 | -1,921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -261,000 | -765,000 | -1,584,000 | -1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,960,000 | 9,290,000 | 8,645,000 | 11,403,000 |
| Total capital | 10,727,000 | 10,355,000 | 9,963,000 | 12,825,000 |
| Risk-weighted assets | 87,561,000 | 97,167,000 | 115,359,000 | 133,144,000 |