Call reports 2006
FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION — 2006
What FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,413,000 | 95,570,000 | 114,423,000 | 113,323,000 |
| Total loans | 78,427,000 | 75,424,000 | 85,500,000 | 85,201,000 |
| Allowance for loan losses | 921,000 | 884,000 | 1,055,000 | 1,011,000 |
| Securities available for sale | 1,723,000 | 1,649,000 | 5,365,000 | 4,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,998,000 | 68,632,000 | 81,955,000 | 80,759,000 |
| Interest-bearing deposits | 55,543,000 | 50,307,000 | 61,219,000 | 55,880,000 |
| Noninterest-bearing deposits | 17,455,000 | 18,325,000 | 20,736,000 | 24,879,000 |
| Equity capital | 10,657,000 | 22,350,000 | 25,155,000 | 24,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 580,000 | 2,638,000 | 4,640,000 |
| Interest expense | 631,000 | 219,000 | 984,000 | 1,802,000 |
| Net interest income | 1,134,000 | 361,000 | 1,654,000 | 2,838,000 |
| Noninterest income | 127,000 | 37,000 | 259,000 | 415,000 |
| Noninterest expense | 982,000 | 293,000 | 1,650,000 | 3,331,000 |
| Provision for loan losses | 20,000 | 0 | 6,000 | 6,000 |
| Pretax income | 259,000 | 105,000 | 257,000 | -84,000 |
| Income tax | 88,000 | 36,000 | 129,000 | -3,000 |
| Net income | 171,000 | 69,000 | 128,000 | -81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,685,000 | 10,248,000 | 10,387,000 | 10,110,000 |
| Total capital | 11,606,000 | 11,132,000 | 11,442,000 | 11,121,000 |
| Risk-weighted assets | 80,630,000 | 76,701,000 | 86,208,000 | 89,439,000 |