Call reports 2005
FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION — 2005
What FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 106,080,000 | 101,596,000 | 97,451,000 | 89,704,000 |
| Total loans | 95,526,000 | 91,009,000 | 85,945,000 | 82,023,000 |
| Allowance for loan losses | 1,231,000 | 1,191,000 | 936,000 | 928,000 |
| Securities available for sale | 2,059,000 | 1,972,000 | 1,865,000 | 1,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,738,000 | 79,093,000 | 75,902,000 | 70,945,000 |
| Interest-bearing deposits | 63,430,000 | 63,698,000 | 60,157,000 | 56,751,000 |
| Noninterest-bearing deposits | 15,308,000 | 15,395,000 | 15,745,000 | 14,194,000 |
| Equity capital | 10,063,000 | 10,215,000 | 10,188,000 | 10,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,441,000 | 5,105,000 | 6,895,000 |
| Interest expense | 510,000 | 1,055,000 | 1,623,000 | 2,257,000 |
| Net interest income | 1,210,000 | 2,386,000 | 3,482,000 | 4,638,000 |
| Noninterest income | 127,000 | 114,000 | -110,000 | 72,000 |
| Noninterest expense | 913,000 | 1,838,000 | 2,713,000 | 3,584,000 |
| Provision for loan losses | 30,000 | 45,000 | 85,000 | 85,000 |
| Pretax income | 394,000 | 617,000 | 574,000 | 1,041,000 |
| Income tax | 134,000 | 210,000 | 193,000 | 354,000 |
| Net income | 260,000 | 407,000 | 381,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,087,000 | 10,234,000 | 10,208,000 | 10,514,000 |
| Total capital | 11,318,000 | 11,423,000 | 11,144,000 | 11,442,000 |
| Risk-weighted assets | 98,847,000 | 95,102,000 | 89,072,000 | 83,636,000 |