Call reports 2004
FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION — 2004
What FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 94,913,000 | 98,830,000 | 104,307,000 | 109,008,000 |
| Total loans | 84,453,000 | 90,208,000 | 94,909,000 | 99,475,000 |
| Allowance for loan losses | 1,164,000 | 1,617,000 | 1,693,000 | 1,220,000 |
| Securities available for sale | 2,170,000 | 1,891,000 | 1,773,000 | 2,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,405,000 | 73,101,000 | 76,015,000 | 75,501,000 |
| Interest-bearing deposits | 60,052,000 | 59,383,000 | 61,242,000 | 61,134,000 |
| Noninterest-bearing deposits | 12,353,000 | 13,718,000 | 14,773,000 | 14,367,000 |
| Equity capital | 9,350,000 | 9,333,000 | 9,576,000 | 9,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,012,000 | 4,685,000 | 6,360,000 |
| Interest expense | 319,000 | 651,000 | 1,045,000 | 1,486,000 |
| Net interest income | 1,176,000 | 2,361,000 | 3,640,000 | 4,874,000 |
| Noninterest income | 116,000 | 257,000 | 383,000 | 479,000 |
| Noninterest expense | 826,000 | 1,673,000 | 2,615,000 | 3,496,000 |
| Provision for loan losses | 222,000 | 696,000 | 803,000 | 886,000 |
| Pretax income | 244,000 | 249,000 | 605,000 | 971,000 |
| Income tax | 80,000 | 82,000 | 203,000 | 329,000 |
| Net income | 164,000 | 167,000 | 402,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,349,000 | 9,352,000 | 9,587,000 | 9,827,000 |
| Total capital | 10,427,000 | 10,501,000 | 10,795,000 | 11,047,000 |
| Risk-weighted assets | 86,052,000 | 91,462,000 | 96,142,000 | 101,253,000 |