Call reports 2003
FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION — 2003
What FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,230,000 | 72,646,000 | 79,222,000 | 86,737,000 |
| Total loans | 59,321,000 | 63,906,000 | 69,606,000 | 76,057,000 |
| Allowance for loan losses | 742,000 | 799,000 | 916,000 | 1,018,000 |
| Securities available for sale | 1,084,000 | 2,923,000 | 2,501,000 | 2,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,728,000 | 52,644,000 | 58,519,000 | 64,320,000 |
| Interest-bearing deposits | 41,626,000 | 41,142,000 | 46,113,000 | 52,545,000 |
| Noninterest-bearing deposits | 12,102,000 | 11,502,000 | 12,406,000 | 11,775,000 |
| Equity capital | 8,768,000 | 8,922,000 | 9,121,000 | 9,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,482,000 | 3,843,000 | 5,223,000 |
| Interest expense | 294,000 | 570,000 | 842,000 | 1,128,000 |
| Net interest income | 932,000 | 1,912,000 | 3,001,000 | 4,095,000 |
| Noninterest income | 306,000 | 431,000 | 545,000 | 672,000 |
| Noninterest expense | 701,000 | 1,403,000 | 2,144,000 | 2,963,000 |
| Provision for loan losses | 48,000 | 216,000 | 335,000 | 639,000 |
| Pretax income | 489,000 | 724,000 | 1,067,000 | 1,165,000 |
| Income tax | 166,000 | 245,000 | 362,000 | 395,000 |
| Net income | 323,000 | 479,000 | 705,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,751,000 | 8,907,000 | 9,126,000 | 9,185,000 |
| Total capital | 9,493,000 | 9,706,000 | 10,002,000 | 10,152,000 |
| Risk-weighted assets | 61,183,000 | 64,204,000 | 70,018,000 | 77,269,000 |