Call reports 2002
FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION — 2002
What FIRST COMMUNITY BANK THE WOODLANDS, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,912,000 | 68,945,000 | 74,649,000 | 69,955,000 |
| Total loans | 55,837,000 | 60,726,000 | 63,871,000 | 63,825,000 |
| Allowance for loan losses | 695,000 | 765,000 | 792,000 | 801,000 |
| Securities available for sale | 1,552,000 | 1,555,000 | 1,378,000 | 1,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,863,000 | 53,780,000 | 58,757,000 | 52,434,000 |
| Interest-bearing deposits | 36,960,000 | 41,680,000 | 46,133,000 | 41,602,000 |
| Noninterest-bearing deposits | 11,903,000 | 12,100,000 | 12,624,000 | 10,832,000 |
| Equity capital | 7,456,000 | 7,845,000 | 8,118,000 | 8,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,568,000 | 3,918,000 | 5,280,000 |
| Interest expense | 345,000 | 668,000 | 999,000 | 1,346,000 |
| Net interest income | 895,000 | 1,900,000 | 2,919,000 | 3,934,000 |
| Noninterest income | 106,000 | 262,000 | 429,000 | 683,000 |
| Noninterest expense | 585,000 | 1,161,000 | 1,774,000 | 2,572,000 |
| Provision for loan losses | 183,000 | 253,000 | 433,000 | 514,000 |
| Pretax income | 233,000 | 748,000 | 1,141,000 | 1,531,000 |
| Income tax | 78,000 | 252,000 | 386,000 | 518,000 |
| Net income | 155,000 | 496,000 | 755,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,460,000 | 7,815,000 | 8,098,000 | 8,483,000 |
| Total capital | 8,155,000 | 8,580,000 | 8,890,000 | 9,284,000 |
| Risk-weighted assets | 57,136,000 | 62,023,000 | 65,258,000 | 64,129,000 |