Call reports 2019
TWO RIVER COMMUNITY BANK — 2019
What TWO RIVER COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,140,464,000 | 1,153,000,000 | 1,146,206,000 | 1,120,265,000 |
| Total loans | 949,989,000 | 954,173,000 | 961,221,000 | 952,644,000 |
| Allowance for loan losses | 11,582,000 | 11,684,000 | 11,811,000 | 11,709,000 |
| Securities available for sale | 23,552,000 | 23,604,000 | 21,031,000 | 19,667,000 |
| Securities held to maturity | 45,838,000 | 43,774,000 | 39,935,000 | 39,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,529,000 | 976,213,000 | 967,393,000 | 942,877,000 |
| Interest-bearing deposits | 781,717,000 | 792,706,000 | 783,688,000 | 755,604,000 |
| Noninterest-bearing deposits | 181,812,000 | 183,507,000 | 183,706,000 | 187,273,000 |
| Equity capital | 128,172,000 | 130,579,000 | 132,366,000 | 132,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,069,000 | 24,549,000 | 37,032,000 | 49,142,000 |
| Interest expense | 2,561,000 | 5,442,000 | 8,532,000 | 11,463,000 |
| Net interest income | 9,508,000 | 19,107,000 | 28,500,000 | 37,679,000 |
| Noninterest income | 1,126,000 | 2,509,000 | 3,614,000 | 4,725,000 |
| Noninterest expense | 6,212,000 | 12,642,000 | 19,794,000 | 28,878,000 |
| Provision for loan losses | 425,000 | 525,000 | 650,000 | 550,000 |
| Pretax income | 4,028,000 | 8,517,000 | 11,757,000 | 13,051,000 |
| Income tax | 1,109,000 | 2,363,000 | 3,329,000 | 4,215,000 |
| Net income | 2,919,000 | 6,154,000 | 8,428,000 | 8,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,381,000 | 112,706,000 | 114,495,000 | 114,169,000 |
| Total capital | 121,963,000 | 124,390,000 | 126,306,000 | 125,878,000 |
| Risk-weighted assets | 1,003,336,000 | 1,010,221,000 | 1,012,916,000 | 992,474,000 |