Call reports 2018
TWO RIVER COMMUNITY BANK — 2018
What TWO RIVER COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,041,825,000 | 1,055,470,000 | 1,085,933,000 | 1,095,828,000 |
| Total loans | 874,161,000 | 892,906,000 | 902,356,000 | 922,797,000 |
| Allowance for loan losses | 10,962,000 | 11,201,000 | 11,390,000 | 11,398,000 |
| Securities available for sale | 30,412,000 | 28,174,000 | 25,281,000 | 24,407,000 |
| Securities held to maturity | 57,819,000 | 57,953,000 | 57,606,000 | 47,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,986,000 | 884,699,000 | 909,120,000 | 920,956,000 |
| Interest-bearing deposits | 712,129,000 | 714,373,000 | 731,838,000 | 740,699,000 |
| Noninterest-bearing deposits | 161,857,000 | 170,326,000 | 177,281,000 | 180,257,000 |
| Equity capital | 117,702,000 | 120,448,000 | 123,422,000 | 125,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,467,000 | 21,374,000 | 32,716,000 | 44,492,000 |
| Interest expense | 1,502,000 | 3,274,000 | 5,349,000 | 7,706,000 |
| Net interest income | 8,965,000 | 18,100,000 | 27,367,000 | 36,786,000 |
| Noninterest income | 1,350,000 | 2,864,000 | 4,238,000 | 5,584,000 |
| Noninterest expense | 6,162,000 | 12,638,000 | 19,015,000 | 25,368,000 |
| Provision for loan losses | 400,000 | 625,000 | 775,000 | 775,000 |
| Pretax income | 3,713,000 | 7,643,000 | 11,738,000 | 16,174,000 |
| Income tax | 942,000 | 2,071,000 | 3,167,000 | 4,397,000 |
| Net income | 2,771,000 | 5,572,000 | 8,571,000 | 11,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,988,000 | 102,789,000 | 105,773,000 | 107,891,000 |
| Total capital | 110,950,000 | 113,990,000 | 117,163,000 | 119,289,000 |
| Risk-weighted assets | 938,085,000 | 953,855,000 | 963,286,000 | 972,929,000 |