Call reports 2017
TWO RIVER COMMUNITY BANK — 2017
What TWO RIVER COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 966,602,000 | 982,754,000 | 999,750,000 | 1,039,328,000 |
| Total loans | 766,450,000 | 801,694,000 | 817,160,000 | 853,455,000 |
| Allowance for loan losses | 9,567,000 | 9,953,000 | 10,223,000 | 10,668,000 |
| Securities available for sale | 32,797,000 | 31,598,000 | 30,061,000 | 31,132,000 |
| Securities held to maturity | 57,067,000 | 55,750,000 | 57,058,000 | 58,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,288,000 | 813,688,000 | 824,843,000 | 864,330,000 |
| Interest-bearing deposits | 643,421,000 | 637,988,000 | 658,031,000 | 694,260,000 |
| Noninterest-bearing deposits | 158,866,000 | 175,700,000 | 166,812,000 | 170,070,000 |
| Equity capital | 111,659,000 | 113,609,000 | 115,494,000 | 115,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,993,000 | 18,342,000 | 28,166,000 | 38,240,000 |
| Interest expense | 1,198,000 | 2,425,000 | 3,669,000 | 5,049,000 |
| Net interest income | 7,795,000 | 15,917,000 | 24,497,000 | 33,191,000 |
| Noninterest income | 1,125,000 | 2,637,000 | 4,072,000 | 5,415,000 |
| Noninterest expense | 5,708,000 | 11,678,000 | 17,777,000 | 23,619,000 |
| Provision for loan losses | 225,000 | 600,000 | 855,000 | 1,530,000 |
| Pretax income | 2,987,000 | 6,276,000 | 9,937,000 | 13,457,000 |
| Income tax | 1,023,000 | 2,165,000 | 3,469,000 | 6,501,000 |
| Net income | 1,964,000 | 4,111,000 | 6,468,000 | 6,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,818,000 | 95,654,000 | 97,540,000 | 97,729,000 |
| Total capital | 103,385,000 | 105,607,000 | 107,763,000 | 108,397,000 |
| Risk-weighted assets | 819,942,000 | 858,830,000 | 878,265,000 | 916,842,000 |