Call reports 2011
TWO RIVER COMMUNITY BANK — 2011
What TWO RIVER COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 652,669,000 | 676,832,000 | 665,342,000 | 674,515,000 |
| Total loans | 521,986,000 | 520,418,000 | 516,763,000 | 530,130,000 |
| Allowance for loan losses | 6,541,000 | 6,802,000 | 6,993,000 | 7,310,000 |
| Securities available for sale | 38,842,000 | 39,519,000 | 45,820,000 | 48,112,000 |
| Securities held to maturity | 8,342,000 | 10,053,000 | 10,690,000 | 13,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,882,000 | 562,221,000 | 545,358,000 | 555,139,000 |
| Interest-bearing deposits | 453,939,000 | 472,565,000 | 457,203,000 | 465,702,000 |
| Noninterest-bearing deposits | 83,943,000 | 89,656,000 | 88,156,000 | 89,437,000 |
| Equity capital | 81,058,000 | 82,388,000 | 86,234,000 | 87,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,645,000 | 15,488,000 | 23,307,000 | 31,046,000 |
| Interest expense | 1,312,000 | 2,660,000 | 3,962,000 | 5,238,000 |
| Net interest income | 6,333,000 | 12,828,000 | 19,345,000 | 25,808,000 |
| Noninterest income | 441,000 | 1,304,000 | 1,879,000 | 2,401,000 |
| Noninterest expense | 4,752,000 | 9,762,000 | 14,647,000 | 19,322,000 |
| Provision for loan losses | 525,000 | 1,125,000 | 1,855,000 | 2,205,000 |
| Pretax income | 1,497,000 | 3,245,000 | 5,046,000 | 7,006,000 |
| Income tax | 535,000 | 1,168,000 | 1,827,000 | 2,544,000 |
| Net income | 962,000 | 2,077,000 | 3,219,000 | 4,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,153,000 | 63,316,000 | 67,398,000 | 68,229,000 |
| Total capital | 68,694,000 | 70,118,000 | 74,290,000 | 75,340,000 |
| Risk-weighted assets | 556,413,000 | 554,152,000 | 551,230,000 | 568,717,000 |