Call reports 2001
TWO RIVER COMMUNITY BANK — 2001
What TWO RIVER COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,055,000 | 61,589,000 | 75,058,000 | 85,287,000 |
| Total loans | 27,187,000 | 36,221,000 | 48,917,000 | 61,157,000 |
| Allowance for loan losses | 343,000 | 440,000 | 533,000 | 657,000 |
| Securities available for sale | 13,114,000 | 11,389,000 | 17,744,000 | 16,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,996,000 | 47,360,000 | 58,589,000 | 68,628,000 |
| Interest-bearing deposits | 22,736,000 | 32,738,000 | 43,220,000 | 50,480,000 |
| Noninterest-bearing deposits | 13,260,000 | 14,622,000 | 15,369,000 | 18,148,000 |
| Equity capital | 11,802,000 | 11,684,000 | 11,673,000 | 11,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,833,000 | 3,025,000 | 4,372,000 |
| Interest expense | 233,000 | 475,000 | 850,000 | 1,234,000 |
| Net interest income | 641,000 | 1,358,000 | 2,175,000 | 3,138,000 |
| Noninterest income | 35,000 | 65,000 | 110,000 | 162,000 |
| Noninterest expense | 740,000 | 1,505,000 | 2,310,000 | 3,104,000 |
| Provision for loan losses | 82,000 | 179,000 | 272,000 | 396,000 |
| Pretax income | -146,000 | -237,000 | -273,000 | -169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -146,000 | -237,000 | -273,000 | -169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,634,000 | 11,542,000 | 11,506,000 | 11,610,000 |
| Total capital | 11,977,000 | 11,982,000 | 12,039,000 | 12,267,000 |
| Risk-weighted assets | 33,980,000 | 43,312,000 | 56,018,000 | 67,476,000 |