Call report 2025Q2
CITIZENS GUARANTY BANK — 2025Q2
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 290,248,000 | USD | evidence → |
| Total loans | 261,326,000 | USD | evidence → |
| Allowance for loan losses | 3,064,000 | USD | evidence → |
| Securities available for sale | 10,862,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 256,640,000 | USD | evidence → |
| Interest-bearing deposits | 169,288,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,352,000 | USD | evidence → |
| Equity capital | 23,146,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,272,000 | USD | evidence → |
| Interest expense | 2,275,000 | USD | evidence → |
| Net interest income | 6,997,000 | USD | evidence → |
| Noninterest income | 1,239,000 | USD | evidence → |
| Noninterest expense | 6,209,000 | USD | evidence → |
| Provision for loan losses | 234,000 | USD | evidence → |
| Pretax income | 1,793,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 1,781,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,511,000 | USD | evidence → |
| Total capital | 26,181,000 | USD | evidence → |
| Risk-weighted assets | 213,238,000 | USD | evidence → |