Call report 2024Q3
CITIZENS GUARANTY BANK — 2024Q3
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 288,364,000 | USD | evidence → |
| Total loans | 254,434,000 | USD | evidence → |
| Allowance for loan losses | 3,005,000 | USD | evidence → |
| Securities available for sale | 12,928,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 255,900,000 | USD | evidence → |
| Interest-bearing deposits | 165,150,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,750,000 | USD | evidence → |
| Equity capital | 21,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,940,000 | USD | evidence → |
| Interest expense | 3,534,000 | USD | evidence → |
| Net interest income | 9,406,000 | USD | evidence → |
| Noninterest income | 1,826,000 | USD | evidence → |
| Noninterest expense | 8,820,000 | USD | evidence → |
| Provision for loan losses | 395,000 | USD | evidence → |
| Pretax income | 2,017,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 2,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,027,000 | USD | evidence → |
| Total capital | 24,638,000 | USD | evidence → |
| Risk-weighted assets | 208,490,000 | USD | evidence → |