Call report 2020Q4
CITIZENS GUARANTY BANK — 2020Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,876,000 | USD | evidence → |
| Total loans | 189,973,000 | USD | evidence → |
| Allowance for loan losses | 2,611,000 | USD | evidence → |
| Securities available for sale | 12,801,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,808,000 | USD | evidence → |
| Interest-bearing deposits | 129,210,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,598,000 | USD | evidence → |
| Equity capital | 14,966,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,730,000 | USD | evidence → |
| Interest expense | 1,910,000 | USD | evidence → |
| Net interest income | 8,820,000 | USD | evidence → |
| Noninterest income | 1,748,000 | USD | evidence → |
| Noninterest expense | 8,451,000 | USD | evidence → |
| Provision for loan losses | 410,000 | USD | evidence → |
| Pretax income | 1,717,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,717,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,516,000 | USD | evidence → |
| Total capital | 16,517,000 | USD | evidence → |
| Risk-weighted assets | 159,508,000 | USD | evidence → |