Call report 2020Q1
CITIZENS GUARANTY BANK — 2020Q1
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,990,000 | USD | evidence → |
| Total loans | 173,904,000 | USD | evidence → |
| Allowance for loan losses | 2,433,000 | USD | evidence → |
| Securities available for sale | 17,793,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,965,000 | USD | evidence → |
| Interest-bearing deposits | 131,460,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,505,000 | USD | evidence → |
| Equity capital | 13,997,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,686,000 | USD | evidence → |
| Interest expense | 628,000 | USD | evidence → |
| Net interest income | 2,058,000 | USD | evidence → |
| Noninterest income | 560,000 | USD | evidence → |
| Noninterest expense | 2,121,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 367,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 367,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,554,000 | USD | evidence → |
| Total capital | 15,466,000 | USD | evidence → |
| Risk-weighted assets | 152,481,000 | USD | evidence → |