Call report 2016Q4
CITIZENS GUARANTY BANK — 2016Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,653,000 | USD | evidence → |
| Total loans | 126,963,000 | USD | evidence → |
| Allowance for loan losses | 1,841,000 | USD | evidence → |
| Securities available for sale | 13,313,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,049,000 | USD | evidence → |
| Interest-bearing deposits | 101,695,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,354,000 | USD | evidence → |
| Equity capital | 12,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,094,000 | USD | evidence → |
| Interest expense | 978,000 | USD | evidence → |
| Net interest income | 6,116,000 | USD | evidence → |
| Noninterest income | 1,134,000 | USD | evidence → |
| Noninterest expense | 6,326,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 802,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,382,000 | USD | evidence → |
| Total capital | 13,844,000 | USD | evidence → |
| Risk-weighted assets | 116,592,000 | USD | evidence → |