Call report 2014Q4
CITIZENS GUARANTY BANK — 2014Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,201,000 | USD | evidence → |
| Total loans | 117,642,000 | USD | evidence → |
| Allowance for loan losses | 1,603,000 | USD | evidence → |
| Securities available for sale | 13,741,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,712,000 | USD | evidence → |
| Interest-bearing deposits | 87,052,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,660,000 | USD | evidence → |
| Equity capital | 11,855,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,201,000 | USD | evidence → |
| Interest expense | 643,000 | USD | evidence → |
| Net interest income | 5,558,000 | USD | evidence → |
| Noninterest income | 1,024,000 | USD | evidence → |
| Noninterest expense | 5,808,000 | USD | evidence → |
| Provision for loan losses | 208,000 | USD | evidence → |
| Pretax income | 636,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 636,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,756,000 | USD | evidence → |
| Total capital | 13,072,000 | USD | evidence → |
| Risk-weighted assets | 105,009,000 | USD | evidence → |