Call report 2009Q4
CITIZENS GUARANTY BANK — 2009Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,633,000 | USD | evidence → |
| Total loans | 97,216,000 | USD | evidence → |
| Allowance for loan losses | 1,894,000 | USD | evidence → |
| Securities available for sale | 18,663,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,074,000 | USD | evidence → |
| Interest-bearing deposits | 84,196,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,878,000 | USD | evidence → |
| Equity capital | 9,589,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,276,000 | USD | evidence → |
| Interest expense | 2,466,000 | USD | evidence → |
| Net interest income | 4,810,000 | USD | evidence → |
| Noninterest income | 1,160,000 | USD | evidence → |
| Noninterest expense | 5,150,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 580,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 580,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,159,000 | USD | evidence → |
| Total capital | 10,287,000 | USD | evidence → |
| Risk-weighted assets | 89,447,000 | USD | evidence → |