Call report 2006Q4
CITIZENS GUARANTY BANK — 2006Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,188,000 | USD | evidence → |
| Total loans | 80,099,000 | USD | evidence → |
| Allowance for loan losses | 1,640,000 | USD | evidence → |
| Securities available for sale | 18,807,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,667,000 | USD | evidence → |
| Interest-bearing deposits | 65,633,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,034,000 | USD | evidence → |
| Equity capital | 8,798,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,090,000 | USD | evidence → |
| Interest expense | 2,840,000 | USD | evidence → |
| Net interest income | 4,250,000 | USD | evidence → |
| Noninterest income | 1,065,000 | USD | evidence → |
| Noninterest expense | 3,941,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,254,000 | USD | evidence → |
| Income tax | 371,000 | USD | evidence → |
| Net income | 883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,971,000 | USD | evidence → |
| Total capital | 9,893,000 | USD | evidence → |
| Risk-weighted assets | 73,030,000 | USD | evidence → |