Call reports 2025
TEXAS FIRST BANK — 2025
What TEXAS FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,303,575,000 | 2,377,462,000 | 2,320,015,000 | 2,357,533,000 |
| Total loans | 1,223,546,000 | 1,261,813,000 | 1,333,770,000 | 1,297,153,000 |
| Allowance for loan losses | 15,794,000 | 15,863,000 | 16,518,000 | 16,663,000 |
| Securities available for sale | 278,216,000 | 310,877,000 | 314,574,000 | 329,245,000 |
| Securities held to maturity | 497,643,000 | 500,110,000 | 487,270,000 | 488,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,025,680,000 | 2,093,903,000 | 2,023,887,000 | 2,056,915,000 |
| Interest-bearing deposits | 1,292,579,000 | 1,342,265,000 | 1,270,412,000 | 1,334,401,000 |
| Noninterest-bearing deposits | 733,101,000 | 751,638,000 | 753,475,000 | 722,514,000 |
| Equity capital | 214,898,000 | 221,324,000 | 232,081,000 | 240,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 27,648,000 | 56,042,000 | 85,571,000 | 115,684,000 |
| Interest expense | 9,132,000 | 18,106,000 | 26,900,000 | 35,105,000 |
| Net interest income | 18,516,000 | 37,936,000 | 58,671,000 | 80,579,000 |
| Noninterest income | 2,670,000 | 5,385,000 | 8,016,000 | 12,378,000 |
| Noninterest expense | 13,984,000 | 27,941,000 | 42,227,000 | 56,928,000 |
| Provision for loan losses | -125,000 | -48,000 | 602,000 | 772,000 |
| Pretax income | 6,877,000 | 15,821,000 | 24,576,000 | 34,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,877,000 | 15,821,000 | 24,576,000 | 34,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,183,000 | 232,659,000 | 237,944,000 | 244,290,000 |
| Total capital | 245,582,000 | 251,376,000 | 256,990,000 | 263,637,000 |
| Risk-weighted assets | 1,619,031,000 | 1,601,378,000 | 1,653,518,000 | 1,581,110,000 |