Call reports 2024
TEXAS FIRST BANK — 2024
What TEXAS FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,194,394,000 | 2,241,142,000 | 2,285,184,000 | 2,302,202,000 |
| Total loans | 1,203,100,000 | 1,262,430,000 | 1,268,541,000 | 1,240,645,000 |
| Allowance for loan losses | 16,598,000 | 16,961,000 | 16,330,000 | 16,306,000 |
| Securities available for sale | 274,751,000 | 272,411,000 | 265,230,000 | 250,835,000 |
| Securities held to maturity | 543,773,000 | 533,447,000 | 517,277,000 | 511,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,885,847,000 | 1,931,048,000 | 1,989,903,000 | 2,033,365,000 |
| Interest-bearing deposits | 1,165,612,000 | 1,198,631,000 | 1,285,479,000 | 1,269,521,000 |
| Noninterest-bearing deposits | 720,235,000 | 732,417,000 | 704,424,000 | 763,844,000 |
| Equity capital | 190,896,000 | 196,614,000 | 210,220,000 | 206,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 24,904,000 | 50,819,000 | 78,929,000 | 106,504,000 |
| Interest expense | 9,509,000 | 19,288,000 | 29,923,000 | 39,622,000 |
| Net interest income | 15,395,000 | 31,531,000 | 49,006,000 | 66,882,000 |
| Noninterest income | 2,896,000 | 6,068,000 | 8,984,000 | 12,262,000 |
| Noninterest expense | 12,793,000 | 26,143,000 | 39,790,000 | 52,751,000 |
| Provision for loan losses | 325,000 | 709,000 | 134,000 | 217,000 |
| Pretax income | 5,173,000 | 10,627,000 | 17,136,000 | 24,896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,173,000 | 10,627,000 | 17,136,000 | 24,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,942,000 | 215,434,000 | 219,978,000 | 223,776,000 |
| Total capital | 230,613,000 | 233,408,000 | 238,222,000 | 242,237,000 |
| Risk-weighted assets | 1,496,090,000 | 1,576,778,000 | 1,574,338,000 | 1,541,056,000 |