Call reports 2023
TEXAS FIRST BANK — 2023
What TEXAS FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,106,758,000 | 2,219,471,000 | 2,155,410,000 | 2,179,880,000 |
| Total loans | 1,063,769,000 | 1,085,950,000 | 1,099,805,000 | 1,160,686,000 |
| Allowance for loan losses | 15,764,000 | 15,756,000 | 15,754,000 | 16,390,000 |
| Securities available for sale | 308,569,000 | 297,525,000 | 285,123,000 | 292,752,000 |
| Securities held to maturity | 597,097,000 | 581,326,000 | 564,394,000 | 553,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,833,668,000 | 1,890,968,000 | 1,865,449,000 | 1,853,349,000 |
| Interest-bearing deposits | 1,013,039,000 | 1,094,917,000 | 1,124,139,000 | 1,140,255,000 |
| Noninterest-bearing deposits | 820,629,000 | 796,051,000 | 741,310,000 | 713,094,000 |
| Equity capital | 178,995,000 | 175,909,000 | 174,616,000 | 191,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,386,000 | 42,177,000 | 65,129,000 | 88,958,000 |
| Interest expense | 3,217,000 | 9,907,000 | 17,811,000 | 26,816,000 |
| Net interest income | 17,169,000 | 32,270,000 | 47,318,000 | 62,142,000 |
| Noninterest income | 2,925,000 | 6,062,000 | 8,946,000 | 11,759,000 |
| Noninterest expense | 12,894,000 | 26,234,000 | 39,048,000 | 50,111,000 |
| Provision for loan losses | 85,000 | 85,000 | 85,000 | 346,000 |
| Pretax income | 7,028,000 | 12,815,000 | 17,933,000 | 24,257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,028,000 | 12,815,000 | 17,933,000 | 24,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,128,000 | 201,207,000 | 206,367,000 | 210,732,000 |
| Total capital | 216,126,000 | 218,197,000 | 223,355,000 | 228,194,000 |
| Risk-weighted assets | 1,375,986,000 | 1,399,069,000 | 1,424,768,000 | 1,495,226,000 |