Call reports 2022
TEXAS FIRST BANK — 2022
What TEXAS FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,124,800,000 | 2,176,656,000 | 2,137,122,000 | 2,146,224,000 |
| Total loans | 988,704,000 | 1,008,876,000 | 1,018,067,000 | 1,055,317,000 |
| Allowance for loan losses | 16,179,000 | 16,449,000 | 16,701,000 | 16,966,000 |
| Securities available for sale | 330,333,000 | 322,832,000 | 329,204,000 | 324,377,000 |
| Securities held to maturity | 597,487,000 | 624,991,000 | 635,404,000 | 626,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,947,447,000 | 2,006,619,000 | 1,962,650,000 | 1,878,889,000 |
| Interest-bearing deposits | 1,045,711,000 | 1,037,495,000 | 1,043,576,000 | 1,005,550,000 |
| Noninterest-bearing deposits | 901,736,000 | 969,124,000 | 919,073,000 | 873,339,000 |
| Equity capital | 172,999,000 | 164,251,000 | 164,353,000 | 170,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,401,000 | 34,848,000 | 53,663,000 | 73,819,000 |
| Interest expense | 662,000 | 1,357,000 | 2,296,000 | 4,095,000 |
| Net interest income | 16,739,000 | 33,491,000 | 51,367,000 | 69,724,000 |
| Noninterest income | 2,776,000 | 5,519,000 | 8,244,000 | 11,153,000 |
| Noninterest expense | 11,139,000 | 22,203,000 | 34,245,000 | 46,191,000 |
| Provision for loan losses | 300,000 | 578,000 | 846,000 | 1,116,000 |
| Pretax income | 9,194,000 | 19,529,000 | 28,109,000 | 35,813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,194,000 | 19,529,000 | 28,109,000 | 35,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,324,000 | 184,730,000 | 189,856,000 | 195,808,000 |
| Total capital | 193,116,000 | 201,075,000 | 206,557,000 | 212,774,000 |
| Risk-weighted assets | 1,262,842,000 | 1,309,587,000 | 1,338,691,000 | 1,370,145,000 |