Call reports 2021
TEXAS FIRST BANK — 2021
What TEXAS FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,873,183,000 | 1,924,040,000 | 2,024,516,000 | 2,139,158,000 |
| Total loans | 996,124,000 | 978,733,000 | 919,321,000 | 925,289,000 |
| Allowance for loan losses | 14,457,000 | 14,838,000 | 15,244,000 | 15,888,000 |
| Securities available for sale | 264,499,000 | 292,482,000 | 302,419,000 | 327,768,000 |
| Securities held to maturity | 361,635,000 | 467,652,000 | 563,845,000 | 606,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,695,356,000 | 1,741,379,000 | 1,832,680,000 | 1,948,605,000 |
| Interest-bearing deposits | 941,002,000 | 961,324,000 | 972,968,000 | 1,001,331,000 |
| Noninterest-bearing deposits | 754,354,000 | 780,055,000 | 859,711,000 | 947,274,000 |
| Equity capital | 173,680,000 | 177,373,000 | 185,111,000 | 185,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,645,000 | 32,312,000 | 50,136,000 | 67,109,000 |
| Interest expense | 743,000 | 1,466,000 | 2,152,000 | 2,833,000 |
| Net interest income | 15,902,000 | 30,846,000 | 47,984,000 | 64,276,000 |
| Noninterest income | 2,434,000 | 4,907,000 | 7,751,000 | 10,357,000 |
| Noninterest expense | 9,934,000 | 20,039,000 | 30,716,000 | 41,630,000 |
| Provision for loan losses | 425,000 | 812,000 | 1,255,000 | 1,920,000 |
| Pretax income | 7,977,000 | 14,910,000 | 24,063,000 | 32,291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,977,000 | 14,910,000 | 24,063,000 | 32,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,782,000 | 158,793,000 | 165,526,000 | 171,044,000 |
| Total capital | — | — | 179,543,000 | 185,978,000 |
| Risk-weighted assets | — | — | 1,120,122,000 | 1,193,759,000 |