Call reports 2020
TEXAS FIRST BANK — 2020
What TEXAS FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,437,226,000 | 1,663,318,000 | 1,668,501,000 | 1,729,265,000 |
| Total loans | 808,338,000 | 943,809,000 | 948,362,000 | 956,634,000 |
| Allowance for loan losses | 10,911,000 | 12,734,000 | 13,700,000 | 14,042,000 |
| Securities available for sale | 181,689,000 | 150,447,000 | 157,065,000 | 187,167,000 |
| Securities held to maturity | 283,702,000 | 324,843,000 | 332,652,000 | 345,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,269,013,000 | 1,459,236,000 | 1,490,821,000 | 1,551,160,000 |
| Interest-bearing deposits | 769,827,000 | 805,107,000 | 832,525,000 | 884,143,000 |
| Noninterest-bearing deposits | 499,186,000 | 654,129,000 | 658,297,000 | 667,017,000 |
| Equity capital | 164,869,000 | 168,362,000 | 171,994,000 | 172,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,552,000 | 30,841,000 | 46,062,000 | 61,403,000 |
| Interest expense | 1,608,000 | 2,640,000 | 3,574,000 | 4,409,000 |
| Net interest income | 12,944,000 | 28,201,000 | 42,488,000 | 56,994,000 |
| Noninterest income | 2,189,000 | 4,015,000 | 6,181,000 | 8,432,000 |
| Noninterest expense | 9,251,000 | 18,682,000 | 27,986,000 | 37,289,000 |
| Provision for loan losses | 0 | 1,850,000 | 2,850,000 | 3,851,000 |
| Pretax income | 6,039,000 | 12,332,000 | 18,481,000 | 25,631,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,039,000 | 12,332,000 | 18,481,000 | 25,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,872,000 | 146,252,000 | 150,489,000 | 151,726,000 |