Call reports 2019
TEXAS FIRST BANK — 2019
What TEXAS FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,081,910,000 | 1,079,292,000 | 1,096,591,000 | 1,472,498,000 |
| Total loans | 631,423,000 | 634,035,000 | 657,557,000 | 796,804,000 |
| Allowance for loan losses | 9,631,000 | 9,976,000 | 10,084,000 | 10,863,000 |
| Securities available for sale | 86,582,000 | 74,309,000 | 77,250,000 | 133,271,000 |
| Securities held to maturity | 281,002,000 | 272,227,000 | 267,761,000 | 288,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,446,000 | 949,696,000 | 965,748,000 | 1,298,405,000 |
| Interest-bearing deposits | 567,222,000 | 551,747,000 | 574,727,000 | 778,130,000 |
| Noninterest-bearing deposits | 396,224,000 | 397,949,000 | 391,021,000 | 520,275,000 |
| Equity capital | 115,903,000 | 116,224,000 | 121,229,000 | 164,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,176,000 | 22,936,000 | 34,768,000 | 50,463,000 |
| Interest expense | 938,000 | 1,962,000 | 3,099,000 | 4,825,000 |
| Net interest income | 10,238,000 | 20,974,000 | 31,669,000 | 45,638,000 |
| Noninterest income | 2,109,000 | 4,170,000 | 6,002,000 | 8,114,000 |
| Noninterest expense | 7,446,000 | 14,836,000 | 22,196,000 | 31,574,000 |
| Provision for loan losses | 360,000 | 720,000 | 1,080,000 | 1,870,000 |
| Pretax income | 4,541,000 | 9,588,000 | 14,496,000 | 20,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,541,000 | 9,588,000 | 14,496,000 | 20,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,244,000 | 110,306,000 | 115,229,000 | 144,946,000 |
| Total capital | 120,842,000 | 119,955,000 | 125,133,000 | 155,809,000 |
| Risk-weighted assets | 767,827,000 | 771,660,000 | 792,182,000 | 943,051,000 |