Call reports 2018
TEXAS FIRST BANK — 2018
What TEXAS FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,063,540,000 | 1,080,965,000 | 1,079,236,000 | 1,090,389,000 |
| Total loans | 579,748,000 | 605,530,000 | 613,431,000 | 613,087,000 |
| Allowance for loan losses | 8,686,000 | 8,460,000 | 8,846,000 | 9,303,000 |
| Securities available for sale | 73,025,000 | 74,264,000 | 70,574,000 | 68,276,000 |
| Securities held to maturity | 309,010,000 | 298,531,000 | 289,419,000 | 285,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 949,799,000 | 948,094,000 | 946,538,000 | 966,889,000 |
| Interest-bearing deposits | 565,673,000 | 559,775,000 | 560,360,000 | 576,149,000 |
| Noninterest-bearing deposits | 384,126,000 | 388,319,000 | 386,178,000 | 390,740,000 |
| Equity capital | 111,458,000 | 111,908,000 | 113,309,000 | 114,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,200,000 | 20,955,000 | 32,300,000 | 43,744,000 |
| Interest expense | 475,000 | 1,005,000 | 1,753,000 | 2,727,000 |
| Net interest income | 9,725,000 | 19,950,000 | 30,547,000 | 41,017,000 |
| Noninterest income | 1,854,000 | 3,714,000 | 5,635,000 | 7,561,000 |
| Noninterest expense | 7,078,000 | 14,190,000 | 21,574,000 | 28,711,000 |
| Provision for loan losses | 388,000 | 1,158,000 | 1,578,000 | 2,008,000 |
| Pretax income | 4,113,000 | 8,306,000 | 13,020,000 | 17,849,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,113,000 | 8,306,000 | 13,020,000 | 17,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,273,000 | 108,097,000 | 109,828,000 | 110,689,000 |
| Total capital | 115,959,000 | 116,557,000 | 118,674,000 | 119,992,000 |
| Risk-weighted assets | 713,630,000 | 730,495,000 | 744,871,000 | 752,167,000 |