Call reports 2016
TEXAS FIRST BANK — 2016
What TEXAS FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 977,086,000 | 974,310,000 | 969,508,000 | 987,625,000 |
| Total loans | 467,369,000 | 460,351,000 | 487,496,000 | 511,959,000 |
| Allowance for loan losses | 8,583,000 | 8,524,000 | 8,368,000 | 8,556,000 |
| Securities available for sale | 54,856,000 | 62,860,000 | 59,732,000 | 50,922,000 |
| Securities held to maturity | 334,113,000 | 338,002,000 | 333,248,000 | 325,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 879,947,000 | 873,057,000 | 858,391,000 | 879,899,000 |
| Interest-bearing deposits | 539,210,000 | 534,592,000 | 525,092,000 | 545,912,000 |
| Noninterest-bearing deposits | 340,737,000 | 338,465,000 | 333,299,000 | 333,987,000 |
| Equity capital | 95,646,000 | 98,880,000 | 102,268,000 | 104,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,330,000 | 18,090,000 | 26,933,000 | 36,119,000 |
| Interest expense | 401,000 | 796,000 | 1,167,000 | 1,531,000 |
| Net interest income | 8,929,000 | 17,294,000 | 25,766,000 | 34,588,000 |
| Noninterest income | 1,906,000 | 3,829,000 | 5,703,000 | 8,332,000 |
| Noninterest expense | 7,144,000 | 14,340,000 | 21,575,000 | 28,283,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 593,000 |
| Pretax income | 3,691,000 | 6,783,000 | 9,844,000 | 14,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,691,000 | 6,783,000 | 9,844,000 | 14,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,458,000 | 92,564,000 | 95,890,000 | 99,407,000 |
| Total capital | 97,000,000 | 100,070,000 | 103,648,000 | 107,509,000 |
| Risk-weighted assets | 602,407,000 | 599,460,000 | 620,086,000 | 647,743,000 |