Call reports 2015
TEXAS FIRST BANK — 2015
What TEXAS FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 933,605,000 | 927,659,000 | 945,886,000 | 949,470,000 |
| Total loans | 437,159,000 | 447,900,000 | 452,362,000 | 463,265,000 |
| Allowance for loan losses | 8,143,000 | 8,237,000 | 8,363,000 | 8,580,000 |
| Securities available for sale | 73,147,000 | 65,707,000 | 61,479,000 | 53,240,000 |
| Securities held to maturity | 326,030,000 | 329,646,000 | 340,257,000 | 336,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 845,037,000 | 837,083,000 | 852,232,000 | 855,931,000 |
| Interest-bearing deposits | 524,648,000 | 518,793,000 | 525,831,000 | 507,955,000 |
| Noninterest-bearing deposits | 320,389,000 | 318,290,000 | 326,401,000 | 347,976,000 |
| Equity capital | 86,082,000 | 87,538,000 | 89,921,000 | 91,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,487,000 | 17,095,000 | 25,695,000 | 34,647,000 |
| Interest expense | 418,000 | 830,000 | 1,242,000 | 1,642,000 |
| Net interest income | 8,069,000 | 16,265,000 | 24,453,000 | 33,005,000 |
| Noninterest income | 1,958,000 | 3,879,000 | 5,811,000 | 7,818,000 |
| Noninterest expense | 6,513,000 | 13,191,000 | 19,838,000 | 28,084,000 |
| Provision for loan losses | 158,000 | 316,000 | 545,000 | 738,000 |
| Pretax income | 3,356,000 | 6,637,000 | 9,881,000 | 12,001,000 |
| Income tax | 10,000 | 16,000 | 25,000 | 0 |
| Net income | 3,346,000 | 6,621,000 | 9,856,000 | 12,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,941,000 | 81,818,000 | 83,629,000 | 85,848,000 |
| Total capital | 87,215,000 | 89,052,000 | 91,042,000 | 93,338,000 |
| Risk-weighted assets | 581,071,000 | 577,766,000 | 592,133,000 | 598,123,000 |