Call reports 2014
TEXAS FIRST BANK — 2014
What TEXAS FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 883,241,000 | 899,496,000 | 894,666,000 | 915,872,000 |
| Total loans | 410,700,000 | 416,114,000 | 431,885,000 | 433,364,000 |
| Allowance for loan losses | 7,421,000 | 7,428,000 | 7,854,000 | 7,980,000 |
| Securities available for sale | 41,462,000 | 96,189,000 | 87,049,000 | 74,901,000 |
| Securities held to maturity | 302,816,000 | 288,710,000 | 289,246,000 | 313,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 797,994,000 | 812,372,000 | 805,289,000 | 826,412,000 |
| Interest-bearing deposits | 502,430,000 | 516,084,000 | 505,014,000 | 523,424,000 |
| Noninterest-bearing deposits | 295,564,000 | 296,288,000 | 300,275,000 | 302,988,000 |
| Equity capital | 83,941,000 | 83,986,000 | 85,740,000 | 85,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,092,000 | 16,704,000 | 25,368,000 | 33,831,000 |
| Interest expense | 423,000 | 854,000 | 1,268,000 | 1,676,000 |
| Net interest income | 7,669,000 | 15,850,000 | 24,100,000 | 32,155,000 |
| Noninterest income | 1,950,000 | 3,846,000 | 5,876,000 | 7,330,000 |
| Noninterest expense | 6,510,000 | 13,164,000 | 19,852,000 | 27,210,000 |
| Provision for loan losses | 19,000 | 36,000 | 476,000 | 708,000 |
| Pretax income | 3,090,000 | 6,496,000 | 9,648,000 | 11,567,000 |
| Income tax | 35,000 | 73,000 | 94,000 | 732,000 |
| Net income | 3,055,000 | 6,423,000 | 9,554,000 | 10,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,073,000 | 76,548,000 | 78,260,000 | 78,312,000 |
| Total capital | 82,694,000 | 83,426,000 | 85,215,000 | 85,289,000 |
| Risk-weighted assets | 528,888,000 | 549,688,000 | 555,485,000 | 557,120,000 |