Call reports 2013
TEXAS FIRST BANK — 2013
What TEXAS FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 797,938,000 | 825,396,000 | 829,336,000 | 814,671,000 |
| Total loans | 357,890,000 | 365,595,000 | 381,636,000 | 388,627,000 |
| Allowance for loan losses | 6,889,000 | 6,991,000 | 7,019,000 | 7,068,000 |
| Securities available for sale | 61,491,000 | 53,460,000 | 51,949,000 | 46,585,000 |
| Securities held to maturity | 289,365,000 | 267,669,000 | 310,410,000 | 298,373,000 |
| Trading assets | 108,000 | 0 | 0 | 0 |
| Total deposits | 713,932,000 | 740,033,000 | 740,930,000 | 732,278,000 |
| Interest-bearing deposits | 475,250,000 | 475,206,000 | 477,932,000 | 468,078,000 |
| Noninterest-bearing deposits | 238,682,000 | 264,827,000 | 262,998,000 | 264,200,000 |
| Equity capital | 82,067,000 | 83,285,000 | 85,175,000 | 80,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,197,000 | 14,497,000 | 22,165,000 | 29,879,000 |
| Interest expense | 539,000 | 1,029,000 | 1,492,000 | 1,960,000 |
| Net interest income | 6,658,000 | 13,468,000 | 20,673,000 | 27,919,000 |
| Noninterest income | 1,652,000 | 3,400,000 | 5,230,000 | 7,039,000 |
| Noninterest expense | 6,303,000 | 12,366,000 | 18,488,000 | 25,707,000 |
| Provision for loan losses | 102,000 | 225,000 | 258,000 | 334,000 |
| Pretax income | 1,905,000 | 4,277,000 | 7,157,000 | 8,917,000 |
| Income tax | 700,000 | 1,497,000 | 2,381,000 | 2,585,000 |
| Net income | 1,205,000 | 2,780,000 | 4,776,000 | 6,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,674,000 | 76,248,000 | 78,245,000 | 73,675,000 |
| Total capital | 80,390,000 | 81,963,000 | 84,322,000 | 79,844,000 |
| Risk-weighted assets | 456,101,000 | 455,957,000 | 485,201,000 | 492,654,000 |