Call reports 2012
TEXAS FIRST BANK — 2012
What TEXAS FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 718,906,000 | 716,945,000 | 768,983,000 | 799,162,000 |
| Total loans | 311,465,000 | 311,410,000 | 356,257,000 | 355,910,000 |
| Allowance for loan losses | 6,084,000 | 6,086,000 | 6,315,000 | 6,859,000 |
| Securities available for sale | 78,644,000 | 68,659,000 | 64,753,000 | 66,331,000 |
| Securities held to maturity | 206,469,000 | 222,340,000 | 221,435,000 | 272,925,000 |
| Trading assets | 0 | 0 | 136,000 | 123,000 |
| Total deposits | 640,914,000 | 638,149,000 | 686,744,000 | 716,395,000 |
| Interest-bearing deposits | 427,094,000 | 418,890,000 | 448,316,000 | 477,585,000 |
| Noninterest-bearing deposits | 213,820,000 | 219,259,000 | 238,428,000 | 238,810,000 |
| Equity capital | 75,331,000 | 76,946,000 | 80,009,000 | 81,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,326,000 | 14,394,000 | 22,576,000 | 29,765,000 |
| Interest expense | 636,000 | 1,223,000 | 1,895,000 | 2,452,000 |
| Net interest income | 6,690,000 | 13,171,000 | 20,681,000 | 27,313,000 |
| Noninterest income | 1,676,000 | 3,114,000 | 4,845,000 | 7,300,000 |
| Noninterest expense | 5,401,000 | 10,707,000 | 18,024,000 | 25,159,000 |
| Provision for loan losses | 36,000 | 107,000 | 137,000 | 817,000 |
| Pretax income | 2,929,000 | 5,471,000 | 7,409,000 | 8,681,000 |
| Income tax | 906,000 | 1,709,000 | 2,535,000 | 2,521,000 |
| Net income | 2,023,000 | 3,762,000 | 4,874,000 | 6,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,380,000 | 69,118,000 | 72,570,000 | 73,468,000 |
| Total capital | 72,277,000 | 74,024,000 | 78,061,000 | 79,127,000 |
| Risk-weighted assets | 390,578,000 | 391,308,000 | 438,477,000 | 451,556,000 |