Call reports 2011
TEXAS FIRST BANK — 2011
What TEXAS FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 468,359,000 | 703,740,000 | 704,508,000 | 692,284,000 |
| Total loans | 169,432,000 | 319,177,000 | 317,934,000 | 312,745,000 |
| Allowance for loan losses | 3,233,000 | 6,192,000 | 6,048,000 | 6,064,000 |
| Securities available for sale | 113,656,000 | 109,733,000 | 88,709,000 | 84,972,000 |
| Securities held to maturity | 79,172,000 | 137,177,000 | 191,924,000 | 196,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,578,000 | 627,206,000 | 626,686,000 | 616,814,000 |
| Interest-bearing deposits | 288,814,000 | 437,910,000 | 438,615,000 | 421,817,000 |
| Noninterest-bearing deposits | 125,764,000 | 189,296,000 | 188,071,000 | 194,997,000 |
| Equity capital | 51,305,000 | 74,186,000 | 75,138,000 | 73,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,486,000 | 14,948,000 | 22,630,000 | 29,705,000 |
| Interest expense | 650,000 | 2,002,000 | 2,866,000 | 3,602,000 |
| Net interest income | 3,836,000 | 12,946,000 | 19,764,000 | 26,103,000 |
| Noninterest income | 1,020,000 | 3,122,000 | 4,388,000 | 5,565,000 |
| Noninterest expense | 3,228,000 | 11,216,000 | 17,171,000 | 23,373,000 |
| Provision for loan losses | 68,000 | 601,000 | 1,400,000 | 2,443,000 |
| Pretax income | 1,560,000 | 4,251,000 | 5,581,000 | 5,852,000 |
| Income tax | 541,000 | 1,474,000 | 2,144,000 | 1,788,000 |
| Net income | 1,019,000 | 2,777,000 | 3,437,000 | 4,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,046,000 | 65,994,000 | 66,574,000 | 65,357,000 |
| Total capital | 46,977,000 | 70,873,000 | 71,414,000 | 70,231,000 |
| Risk-weighted assets | 233,618,000 | 389,035,000 | 386,032,000 | 388,748,000 |