Call reports 2010
TEXAS FIRST BANK — 2010
What TEXAS FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 455,423,000 | 453,324,000 | 479,330,000 | 468,522,000 |
| Total loans | 175,089,000 | 172,482,000 | 170,600,000 | 173,509,000 |
| Allowance for loan losses | 3,234,000 | 3,234,000 | 3,224,000 | 3,224,000 |
| Securities available for sale | 101,664,000 | 96,386,000 | 125,215,000 | 137,706,000 |
| Securities held to maturity | 53,998,000 | 46,504,000 | 54,190,000 | 56,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,982,000 | 401,729,000 | 426,484,000 | 416,951,000 |
| Interest-bearing deposits | 276,520,000 | 271,959,000 | 289,840,000 | 288,700,000 |
| Noninterest-bearing deposits | 126,462,000 | 129,770,000 | 136,644,000 | 128,251,000 |
| Equity capital | 49,785,000 | 49,271,000 | 50,363,000 | 50,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,002,000 | 9,854,000 | 14,631,000 | 19,284,000 |
| Interest expense | 840,000 | 1,636,000 | 2,416,000 | 3,128,000 |
| Net interest income | 4,162,000 | 8,218,000 | 12,215,000 | 16,156,000 |
| Noninterest income | 1,076,000 | 2,315,000 | 3,352,000 | 4,357,000 |
| Noninterest expense | 3,351,000 | 6,174,000 | 9,457,000 | 13,035,000 |
| Provision for loan losses | 153,000 | 430,000 | 491,000 | 874,000 |
| Pretax income | 1,734,000 | 3,929,000 | 5,619,000 | 6,604,000 |
| Income tax | 700,000 | 1,347,000 | 1,932,000 | 2,208,000 |
| Net income | 1,034,000 | 2,582,000 | 3,687,000 | 4,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,347,000 | 40,895,000 | 42,163,000 | 42,872,000 |
| Total capital | 44,207,000 | 43,741,000 | 45,065,000 | 45,860,000 |
| Risk-weighted assets | 238,613,000 | 227,293,000 | 231,757,000 | 238,039,000 |