Call reports 2008
TEXAS FIRST BANK — 2008
What TEXAS FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 164,016,000 | 148,139,000 | 149,698,000 | 359,213,000 |
| Total loans | 59,982,000 | 58,473,000 | 62,198,000 | 145,491,000 |
| Allowance for loan losses | 1,175,000 | 1,171,000 | 1,173,000 | 2,344,000 |
| Securities available for sale | 13,639,000 | 19,875,000 | 25,656,000 | 68,419,000 |
| Securities held to maturity | 51,219,000 | 48,828,000 | 47,903,000 | 88,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,602,000 | 132,530,000 | 133,092,000 | 323,562,000 |
| Interest-bearing deposits | 108,110,000 | 91,434,000 | 94,901,000 | 225,670,000 |
| Noninterest-bearing deposits | 40,492,000 | 41,096,000 | 38,191,000 | 97,892,000 |
| Equity capital | 14,604,000 | 14,954,000 | 15,866,000 | 33,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,393,000 | 6,601,000 | 18,214,000 |
| Interest expense | 790,000 | 1,476,000 | 2,065,000 | 5,944,000 |
| Net interest income | 1,433,000 | 2,917,000 | 4,536,000 | 12,270,000 |
| Noninterest income | 406,000 | 859,000 | 1,199,000 | 3,277,000 |
| Noninterest expense | 961,000 | 1,919,000 | 2,839,000 | 8,236,000 |
| Provision for loan losses | 75,000 | 84,000 | 84,000 | 431,000 |
| Pretax income | 803,000 | 1,773,000 | 2,812,000 | 6,880,000 |
| Income tax | 273,000 | 603,000 | 956,000 | 2,345,000 |
| Net income | 530,000 | 1,170,000 | 1,856,000 | 4,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,374,000 | 15,014,000 | 15,700,000 | 32,646,000 |
| Total capital | 15,422,000 | 16,016,000 | 16,743,000 | 34,990,000 |
| Risk-weighted assets | 83,581,000 | 80,018,000 | 83,348,000 | 194,819,000 |