Call reports 2007
TEXAS FIRST BANK — 2007
What TEXAS FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 149,936,000 | 148,129,000 | 143,925,000 | 145,318,000 |
| Total loans | 54,222,000 | 54,049,000 | 56,396,000 | 59,298,000 |
| Allowance for loan losses | 960,000 | 971,000 | 968,000 | 1,170,000 |
| Securities available for sale | 29,463,000 | 25,458,000 | 24,357,000 | 19,719,000 |
| Securities held to maturity | 45,507,000 | 57,493,000 | 53,910,000 | 52,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,996,000 | 129,317,000 | 128,777,000 | 130,253,000 |
| Interest-bearing deposits | 95,390,000 | 86,591,000 | 88,260,000 | 89,017,000 |
| Noninterest-bearing deposits | 39,606,000 | 42,726,000 | 40,517,000 | 41,236,000 |
| Equity capital | 13,436,000 | 13,930,000 | 14,363,000 | 13,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,187,000 | 6,336,000 | 8,519,000 |
| Interest expense | 795,000 | 1,616,000 | 2,376,000 | 3,118,000 |
| Net interest income | 1,248,000 | 2,571,000 | 3,960,000 | 5,401,000 |
| Noninterest income | 357,000 | 725,000 | 1,092,000 | 1,486,000 |
| Noninterest expense | 867,000 | 1,702,000 | 2,626,000 | 3,809,000 |
| Provision for loan losses | 36,000 | 47,000 | 57,000 | 71,000 |
| Pretax income | 702,000 | 1,547,000 | 2,369,000 | 3,007,000 |
| Income tax | 239,000 | 525,000 | 802,000 | 1,020,000 |
| Net income | 463,000 | 1,022,000 | 1,567,000 | 1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,620,000 | 14,179,000 | 14,424,000 | 13,844,000 |
| Total capital | 14,575,000 | 15,135,000 | 15,393,000 | 14,859,000 |
| Risk-weighted assets | 77,204,000 | 76,495,000 | 78,168,000 | 81,323,000 |