Call reports 2006
TEXAS FIRST BANK — 2006
What TEXAS FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 162,799,000 | 148,152,000 | 150,537,000 | 140,988,000 |
| Total loans | 51,531,000 | 51,057,000 | 51,966,000 | 52,391,000 |
| Allowance for loan losses | 874,000 | 877,000 | 965,000 | 964,000 |
| Securities available for sale | 38,600,000 | 36,305,000 | 36,485,000 | 32,423,000 |
| Securities held to maturity | 45,642,000 | 45,714,000 | 47,455,000 | 43,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,625,000 | 133,672,000 | 135,202,000 | 126,593,000 |
| Interest-bearing deposits | 109,859,000 | 94,866,000 | 95,602,000 | 88,180,000 |
| Noninterest-bearing deposits | 38,766,000 | 38,806,000 | 39,600,000 | 38,413,000 |
| Equity capital | 13,580,000 | 13,994,000 | 13,179,000 | 13,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 3,828,000 | 5,773,000 | 7,731,000 |
| Interest expense | 562,000 | 1,182,000 | 1,967,000 | 2,735,000 |
| Net interest income | 1,406,000 | 2,646,000 | 3,806,000 | 4,996,000 |
| Noninterest income | 354,000 | 736,000 | 1,102,000 | 1,499,000 |
| Noninterest expense | 825,000 | 1,691,000 | 2,482,000 | 3,650,000 |
| Provision for loan losses | 144,000 | 162,000 | 162,000 | 167,000 |
| Pretax income | 791,000 | 1,529,000 | 2,264,000 | 2,678,000 |
| Income tax | 270,000 | 521,000 | 769,000 | 947,000 |
| Net income | 521,000 | 1,008,000 | 1,495,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,147,000 | 14,634,000 | 13,621,000 | 13,857,000 |
| Total capital | 15,021,000 | 15,511,000 | 14,558,000 | 14,775,000 |
| Risk-weighted assets | 77,167,000 | 73,168,000 | 74,969,000 | 73,293,000 |